@book { MicrolendinginIndiaThoughtsonabusinessplan,
    title = "Micro-lending in India. Thoughts on a business plan",
    author = "Joseph {Wambua}",
    year = "2015",
    publisher = "GRIN Verlag",
    address = "München, Germany",
    url = "https://www.hausarbeiten.de/document/307069"
}