@book { FinTechDisruptiveGeschftsmodelleinderFinanzindustrie,
    title = "FinTech. Disruptive Geschäftsmodelle in der Finanzindustrie",
    author = "Gabriela {Hulaj}",
    year = "2020",
    publisher = "GRIN Verlag",
    address = "München, Germany",
    url = "https://www.hausarbeiten.de/document/956173"
}